Discover superannuation built exclusively with ETFs

Discover the power of low-cost index investing with Stockspot Super - an ETF-only super product with personalised advice that's tailored to your age.

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Why choose an ETF-only super?

Enjoy the diversification, transparency and tax efficiency of owning a personalised portfolio of ETFs within your super without the complexity of creating an SMSF. Stockspot Super is offered as the Stockspot MDA on Super Simplifier.

1Personalised investment strategy

A customised portfolio tailored to your age.

Personalised investment strategy

We will build you a personalised portfolio of low-cost ETFs - designed just for you.

We'll also ensure your portfolio stays aligned to your risk capacity, with yearly reviews of your strategy and automatic adjustments as retirement approaches, all included in our standard service at no extra cost.

2Portfolio diversification

Your portfolio is spread across different geographies and asset classes - including gold.

Portfolio diversification

We invest in a mix of growth and defensive assets through ETFs that provide exposure to diversified asset classes, including Australian shares, global shares, bonds, and commodities.

Unlike most super funds, we allocate a portion of your portfolio to gold, which can offer many benefits including protection when it's needed most. No need to create an SMSF to access this precious metal.

By being more diversified, your portfolio is designed to withstand the ups and downs of markets - and importantly, perform over the long term.

3Transparent investments

Know exactly what you own at all times.

Transparent investments

You'll enjoy complete transparency, so you can easily see where your money is invested, how individual ETFs are performing, and the fees charged on your individual account.

No unlisted assets with infrequent valuations. This ensures you don't overpay when your contributions are invested since all of Stockspot's recommended ETFs adjust to their fair market value daily.

4Tax efficiency

Make the most of your retirement savings through a tax efficient account structure.

Tax efficiency

Pooled funds like many superannuation funds apply tax at a fund level rather than at an individual level. This results in capital gains tax liabilities being deducted from your balance - even if you haven't sold any units.

Over time, this can erode your super balance.

This is where Stockspot Super differs. You'll have tax calculated at your own individual portfolio level and won't pay the tax of other fund members.

5Inbuilt risk management

Sit back, relax, and let us handle everything for you.

Inbuilt risk management

Our portfolios are designed to balance market risks with shortfall risks, reducing the likelihood of your super running out.

We manage and rebalance your portfolio to ensure ongoing alignment with your overall strategy. This process helps maintain the intended risk and return profile of your investments and adjusts for any changes in market conditions.

More reasons to join Stockspot Super

Australia's largest online investment adviser*

More than 14,000 Australians trust Stockspot to grow and protect over $800M of their wealth outside of super.+

See our journey
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Stockspot recommends a 10%+ allocation to gold across all options

Gold has cushioned Stockspot clients from major market falls and outperformed traditional defensive assets like government bonds over 10 years.#

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10 years of investment track record

Our investment portfolios outside of super outperformed at least 99% of similar funds over the last 10 years.^

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An award-winning platform

Our 24/7 client dashboard, app, and educational blog make it easy for you to stay up to date.

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better track record
5th fintech awards 2020

Winner, Best FinTech Wealth Management Platform, 2020

Winner, Excellence in Wealth Management, 2021

Finalist, Best Investment Innovation, 2020

Friendly expert advice

Stockspot advisers are available to help you along your investing journey to discuss your investment strategy. They're only an email, phone call, or live chat away.

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* Automated investing service providing personal advice. Based on publicly available information. + As at April 2024 # Past performance is no indication of future performance. ^Stockspot, morningstar.com.au comparison group of 330 surviving investment funds and their after-fee returns over the 10 years from 1 October 2014 up to 30 September 2024. Comparison is based on the after-fee returns of a Silver tier investment in either Stockspot Amethyst, Turquoise or Topaz portfolios (our most popular portfolio in each risk category) on the basis that they have similar exposure to growth assets to the moderate, balanced and growth multi-sector investment funds that have been compared. Past performance is no indication of future performance.

Read stories of our happy clients

5th fintech awards 2020

Winner, Best FinTech Wealth Management Platform, 2020

Winner, Excellence in Wealth Management, 2021

Finalist, Best Investment Innovation, 2020

Frequently asked questions

Is there a Product Disclosure Statement (PDS) for Stockspot Super?

Stockspot Super is offered as the Stockspot MDA on Super Simplifier. The Trustee of Super Simplifier is Equity Trustees Superannuation Limited (ABN 50 055 641 757, AFSL 229757, RSE Licence No. L0001458). Before opening an account please read the Stockspot FSG, Stockspot Super MDA Guide, and the Super Simplifier PDS and Supplementary PDS, along with other relevant disclosure documents including your personalised Statement of Advice (SOA) and Investment Agreement.

When will Stockspot Super be available?

We're offering early access to existing Stockspot customers on our waitlist, with full access for the public expected in early 2025. You can join the waitlist on this page for priority access.

How do I join the waitlist?

To join the waitlist, simply enter your email on this page.

Will the same portfolios be available in Stockspot Super?

Yes, Stockspot Super offers the same portfolio options as our investment accounts.

When will Stockspot have a pension product?

We expect to launch a pension product offering in 2025. We'll keep you updated on our progress.

Will Stockspot Super cover both accumulation and pension phases?

Initially Stockspot will only offer a superannuation product suitable for accumulation members, with a pension product to be added in the future.

What insurance is available?

Eligible members may access Death, Total & Permanent Disablement (TPD), and Income Protection cover through MetLife Insurance Limited.

Is this available for SMSFs?

Stockspot Super is offered as the Stockspot MDA on Super Simplifier. Since 2014 we've offered ETF-only portfolios tailored for SMSFs. You can open an SMSF account on our website to access our diversified, low-fee ETF portfolios.

What does it mean for current Stockspot SMSF clients?

As an SMSF client you're already benefiting from our low-cost, ETF-only portfolios. This new super product is designed for retail super customers only and is therefore not relevant to SMSF clients. Please feel free to reach out to our team if you have any questions.

What are the fees?

Details about Stockspot Super fees are provided in the Statement of Advice that we will issue when we join and details about the Super simplifier fees are provided in the Super Simplifier Product Disclosure Statement (PDS).