Colonial First State Super Review

Colonial First State Super CFS Lifestage (MySuper product 1975-1979) currently charges $395 per year (on a $50,000 balance). This is made up of:

• $60 per year dollar-based administration fee
• 0.04% p.a. Administration fees and costs
• 0.58% - 0.61% p.a. (estimated) investment fees and costs
• 0% - 0.37% p.a. (estimated) transaction cost
• 0% - 0.50% of the transaction buy/sell spread

Colonial First State Super has a historic 1 year investment performance of 12.9% p.a. for its CFS Lifestage MySuper product (1975-1979) and a 10 year return of 8.9% p.a. for the same product.

Retirement bonuses are paid by super funds once a member reaches retirement.

From 10 August 2026 Colonial First State Super will pay a super retirement bonus (Pension Bonus).

Super members must transfer to a FirstChoice Wholesale Pension on a like-for-like basis from a FirstChoice Wholesale Personal Super, FirstChoice Employer Super or FirstChoice Wholesale Pre-Retirement Pension. Eligible accounts must be open for at least 90 days prior to starting a pension and users must not have previously received a Pension Bonus as bonus’ are only payable once in a members lifetime.

The current Pension Bonus rate for CFS member is 0.80%