Hostplus Superannuation Review

fees and investment returns

Hostplus Super is one of Australia's leading industry super funds, originally founded in 1988 by the Australian Hotels Association and the United Workers Union to serve those in hospitality. Since then, Hostplus has expanded and is now open to all Australians. In recent years, Hostplus merged with Statewide Super in 2022 and Maritime Super in 2023, significantly increasing its membership and funds under management.

Hostplus Super manages over $150 billion in retirement savings for 1.9 million members. Stockspot reviews Hostplus' fees, returns, and features to help you decide if it's the right super fund for you, and how it compares to Stockspot. Stockspot's Super product offers a transparent, low-cost alternative for investors who prefer ETFs and automated portfolio management to grow their retirement savings.

Who is Hostplus Super?

Hostplus Super is an industry super fund offering low fees and competitive returns. Known for its strong performance and focus on delivering value to members, Hostplus has established itself as one of the top superannuation funds in Australia. Hostplus has consistently ranked highly in terms of fees and returns, making it a popular choice among Australians. The fund is headquartered in Melbourne, Victoria, serving members across Australia.

All figures are accurate as at 30 June 2026 unless otherwise stated.

Hostplus_Super_Homepage_May24

Learn more about Hostplus

Hostplus Balanced Super (MySuper) option currently charges $654.16 per year (on a balance of $50,000). This is made up of:

  • $78 per year administration fee
  • $41.16 administration fee deducted from the Fund’s Administration Reserve throughout the year (and not from your account)
  • 0.99% p.a. investment cost and fee and 0.08% p.a. transaction costs

Hostplus Balanced Super (MySuper option) has a historic 1 year investment performance of 10.8%. Hostplus Balanced Super (MySuper option) has also seen a 10 year return of 8.9% p.a.

Retirement bonuses are paid by super funds once a member reaches retirement.

From 10 November 2025 Retirement Bonus’ are available for eligible Hostplus Super members. To be eligible a member must transfer all or part of their existing Hostplus accumulation or TTR balance to a new Hostplus pension account, have been an account holder for a continuous 12 months prior to this transfer with a balance invested in an eligible investment option for a continuous 12 month period prior to transfer and open a Hostplus Pension account from 10 November 2025.

The Hostplus Super Retirement Bonus rate is based on members’ account balance and rates vary per investment option and may change over time (including being reduced to nil).

Compare Hostplus Super Fund

Hostplus Super vs Stockspot Super

HostplusStockspotLearn more about our investment approach
Investments
ETFs-only portfoliosNoYesThe benefits of combining ETFs and Super
Investment styleCombination of active and indexedIndexed onlyWhy active stock picking rarely works
Includes unlisted assetsYesNoThe risks of unlisted asset valuations
All strategies include >10% gold allocationNoYesWhy you should consider gold in your super
ESG (Sustainable) investment optionsYesYesSustainable portfolio options
Fees
Capped administration feeYesYes
Investment options with total annual cost under 1% p.a.YesYesHow Stockspot Super invests your money
Service
Personal investment advice provided at no extra feeNoYesWhy age matters for your super investment strategy
Mobile app & web dashboard accessYesYesUsing the Stockspot dashboard
Investment options beyond super available in dashboardNoYesHow Stockspot saves you time and money
Access to support via phone, webchat & emailYesYesConnect with our client care and advice team
Structure
Individual-level tax calculation for all holdingsNoYesHow is Stockspot Super tax efficient
Super fund optionDefault MySuper fund option & Choice super optionsChoice super options only
Insurance
Insurance optionGroup and individualIndividual

As at 30 June 2026

This table compares Stockspot Super with Hostplus' MySuper option (unless otherwise stated). It is general information only.

Discover the power of low-cost index investing with Stockspot Super

An ETF-only super product with personalised advice that's tailored to your age. Stockspot Super is offered as the Stockspot MDA on Super Simplifier.

Australia's first ETF-exclusive super product. It's the end of pooled super funds and the beginning of transparent investing tailored to your needs.

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Frequently asked questions

Who owns Hostplus Super?

Hostplus Super is governed and managed by Host-Plus Pty Limited, which acts as the trustee for the Hostplus Superannuation Fund.

What is Hostplus Super's 10-year return?

Hostplus Super's MySuper Balanced Investment Strategy has a strong track record of performance, with an average 10-year return of 8.9% p.a. This long-term performance demonstrates Hostplus's ability to generate competitive returns for its members.

What does Hostplus Super invest in?

Hostplus Super offers a wide range of investment options to cater to different risk profiles and financial goals. The fund invests across various asset classes, including:

This diversified portfolio allows members to align their super investments with their long-term financial goals and risk preferences.

Members can select from a variety of pre-mixed and sector-specific options depending on their investment preferences.

Learn more about super