Don't just compare fees.
Compare what you keep.

The fee shown on a super website is only part of the story. What matters most is how much of your super you keep after fees, tax, and hidden structural costs.

Calculate my fees Why total cost matters
No pooled tax drag
Transparent ETFs
Personalised advice included

Calculate your fees

See your estimated Stockspot Super fee and how total costs can affect
what you keep at retirement.

$

Stockspot MDA Service Fee

_%

This fee goes to Stockspot for managing your super

ETF fee

_%

This fee goes to the ETF issuers

Super Simplifier Administration Fee

_%

This fee goes the fund adminstrator

This calculator estimates the fees that would currently apply to an account using the information you enter, including your nominated super balance and your age.

The estimate:

  • is based on the current fee schedule, including the fund administration fee, MDA advice fee and underlying ETF management costs;
  • assumes no insurance premiums or buy/sell spreads are payable and no contributions or withdrawals are made during the year;
  • doesn't take into account your objectives, financial situation or needs; and
  • isn't a recommendation to join, switch to or remain in Stockspot Super.

Actual fees may differ depending on your account balance, investment portfolio, insurance elections, activity based fees such as transaction costs and future fee changes. In 2023/24, additional administration costs of 0.026% were paid from the reserve and not from your account. For full details, see the Super Simplifier PDS.

The fee is only part of the story

See how taxes, fund structure and hidden costs can affect your retirement balance.

More than just low fees

A smarter, more transparent
way to grow your super.

No black box investing

No black box investing

See every ETF you own and exactly how your super is invested.

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Advice tailored to your situation

Advice tailored to your situation

Get ongoing super recommendations tailored to your age.

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Stay on track without lifting a finger

Stay on track without lifting a finger

We monitor and rebalance your portfolio so it stays aligned with your goals.

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No black box investing

No black box investing

See every ETF you own and exactly how your super is invested.

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    • Open an account

    $1.5 Billion+

    Over $1.5 billion invested in Stockspot investment portfolios & super

    20,000+

    Trusted by 20,000+ Australians

    12 years+

    Investment expertise since 2014

    Iceberg above water

    Do you know the true cost of your super fund?

    Most super fund comparisons focus on fees.

    But pooled super funds can also create hidden tax costs that reduce your returns.

    Every member owns their investments through an individual account.

    That means your tax position is yours alone.

    You don't inherit tax liabilities created by other members.

    Visible costs:

    • Investment fees
    • Admin fees
    • Advice fees
    Iceberg below water

    Hidden costs we help avoid

    • Inherited capital gains from other members
    • Tax paid on investment activity you didn't benefit from
    • Cross-subsidisation between members

    Keep more of what you earn.

    With Stockspot Super, your investments and tax position remain separate from other members.

    Frequently asked questions

    Fees are important, but they're not the only factor that affects your retirement balance. Tax treatment, franking credits, investment structure and portfolio management can all influence how much you keep over time. That's why we encourage investors to compare total outcomes, not just headline fees.

    The estimate is based on the current fee schedule, including the fund administration fee, MDA advice fee and underlying ETF management costs; assumes no insurance premiums or buy/sell spreads are payable and no contributions or withdrawals are made during the year; doesn't take into account your objectives, financial situation or needs; and isn't a recommendation to join, switch to or remain in Stockspot Super.

    Actual fees may differ depending on your account balance, investment portfolio, insurance elections, activity based fees such as transaction costs and future fee changes. In 2023/24, additional administration costs of 0.026% were paid from the reserve and not from your account. For full details, see the Super Simplifier PDS.

    Yes. The administration fee is capped for balances above $500,000.

    For eligible family groups of up to six members, the cap is shared across the group and applied pro rata. This can reduce the effective fee rate for each family member as balances grow.

    Stockspot takes a different approach. Your investments are managed individually rather than pooled with other members. You receive personalised written advice, full portfolio transparency, direct exposure to ETFs, and avoid some of the structural issues that can arise in pooled super funds, such as shared capital gains tax liabilities.

    We may not be the cheapest super fund. Our focus is helping investors keep more of what they've earned through transparency, tax efficiency and disciplined portfolio management.

    Insurance is optional and provided separately through MetLife.

    Premiums depend on factors such as your age, occupation and level of cover. Because insurance costs vary from person to person, they're shown separately from your investment fees.

    We believe it's important that you can clearly see what you're paying for investments and what you're paying for insurance. You can learn more about insurance here.

    Before opening an account, we recommend reading:

    As part of the onboarding process, you'll also receive a personalised Statement of Advice and Investment Agreement tailored to your circumstances.

    Yes. Eligible family groups of up to six members can share the administration fee cap across their combined balances.

    This can reduce the effective fee rate for each member and make it easier for families to manage their super under a consistent investment approach.