Invest in gold the smart way

Gold is not about timing the market. Its role is diversification and protection over the long term. That is why Stockspot includes gold as part of a balanced portfolio rather than encouraging investors to buy based on headlines or short term moves.

Most investors hold very little gold. Many do not realise this. Stockspot portfolios have typically allocated between 10% and 20% to gold. Today the allocation is around 12.4%. Long term data shows this level improves diversification and helps reduce overall portfolio risk. Our Topaz Inflation portfolio also includes exposure to gold miners and silver.

Gold prices move up and down like any asset. On its own it can be volatile. When combined with shares and bonds it has historically reduced overall portfolio risk. The bigger risk is holding too much. That is why professional portfolio construction and regular rebalancing matter.

Physical gold comes with storage, insurance and security costs. Most investors prefer gold ETFs. They provide low cost exposure to gold in a liquid and regulated way. There is no need to store or insure bullion yourself. You can read about the different ways to invest in gold here.

Stockspot invests in gold through ETFs inside diversified portfolios and super accounts. Your allocation is set using long term data and automatically rebalanced as markets move. You do not need to manage it yourself.

Your investment is backed by physical gold held by the ETF provider. You do not receive gold bars. Your investment tracks the gold price and remains transparent and liquid.

Yes. Every Stockspot Super portfolio includes gold. These allocations are among the highest in Australian super. They are designed to help protect retirement savings from inflation and market risk over time.

Stockspot portfolios are diversified and invested using regulated ETFs. Assets are held in your name and are separate from Stockspot’s business operations. This structure helps protect your investments.